Revolutionize Your Financial Future

Master your money with cutting-edge financial education tools designed for the modern Canadian. Take control of your budget, reduce expenses, and build wealth with our innovative platform.

Start Your Journey

About Niyumi Wosasa

Transforming Financial Literacy in Canada

Founded in Toronto, Niyumi Wosasa Finance emerged from a simple observation: too many Canadians struggle with basic financial concepts that prevent them from achieving their goals. Our mission is to democratize financial knowledge through innovative technology and personalized learning approaches.

We combine behavioral science with advanced analytics to create financial education that actually works. Our methods have helped over 15,000 Canadians reduce debt, increase savings, and develop sustainable money habits.

Unlike traditional financial advisors, we focus on education first - empowering you with the knowledge and tools to make informed decisions that align with your personal values and aspirations.

Financial analytics dashboard

Our Solutions

Expense Intelligence

Our AI-powered tracking system automatically categorizes your spending patterns and identifies savings opportunities you never knew existed. Get personalized recommendations based on your financial behavior.

Budget Architect

Create dynamic budgets that adapt to your lifestyle. Our system learns from your spending habits and adjusts your budget categories in real-time, ensuring you always stay on track.

Financial Literacy Academy

Interactive courses covering everything from basic banking to advanced investment strategies. Learn at your own pace with content tailored to Canadian financial systems and regulations.

Wealth Forecast

Project your financial future with our sophisticated modeling tools. See how today's decisions impact your tomorrow with scenario planning and predictive analytics.

Pricing Plans

Essential

$19/month
  • Basic expense tracking
  • Monthly budget planning
  • 5 financial education modules
  • Email support
  • Standard reports
Get Started

Advanced

$39/month
  • AI-powered expense analysis
  • Dynamic budget optimization
  • Full course library access
  • Priority support
  • Customized financial reports
  • Debt reduction planner
Get Started

Elite

$79/month
  • All Advanced features
  • One-on-one coaching sessions
  • Wealth forecasting tools
  • Investment strategy modules
  • Retirement planning
  • 24/7 dedicated support
Get Started

Success Stories

Frequently Asked Questions

How is Niyumi Wosasa different from other budgeting apps? +

While many apps focus solely on tracking expenses, Niyumi Wosasa combines cutting-edge technology with comprehensive financial education. We don't just show you where your money goes – we teach you why it matters and how to optimize your financial decisions based on Canadian financial systems and regulations.

Is my financial data secure? +

Absolutely. We employ bank-level encryption and never store your banking credentials. Our servers are located in Canada, ensuring compliance with Canadian privacy laws. We operate on a strict need-to-know basis regarding your financial information.

How much time do I need to dedicate to see results? +

Most users see noticeable improvements within the first month by dedicating just 30 minutes per week to the platform. The AI-driven system does most of the heavy lifting, identifying patterns and opportunities automatically.

Can I cancel my subscription anytime? +

Yes, all plans are month-to-month with no long-term contracts. You can cancel anytime through your account dashboard, and we'll even help you export your data before you go.

Do you offer educational content for complete beginners? +

Definitely. Our Financial Literacy Academy starts with the absolute basics of money management and progressively builds to more advanced topics. The content is specifically designed for Canadians, covering TFSA, RRSP, RESPs, and other Canada-specific financial instruments.

Is there a mobile app available? +

Yes, our platform is fully responsive and works on all mobile devices. We also offer native iOS and Android apps with full functionality, including expense tracking, budget alerts, and course access on the go.

Start Your Financial Transformation

Disclaimer: Niyumi Wosasa Finance provides educational content and tools for informational purposes only. We are not financial advisors and do not provide personalized financial advice. The information provided should not be construed as investment, tax, or legal advice. We encourage you to consult with qualified professionals for advice tailored to your specific situation.

Past performance is not indicative of future results. All financial investments involve risk, including the possible loss of principal. Niyumi Wosasa Finance does not guarantee any specific financial outcome based on use of our platform.