Cookie Policy
Last Updated: November 15, 2023
This Cookie Policy explains how Niyumi Wosasa Finance Inc. uses cookies and similar technologies to recognize you when you visit our website. It explains what these technologies are and why we use them, as well as your rights to control our use of them.
1. What Are Cookies?
Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work, or to work more efficiently, as well as to provide reporting information.
- Cookies set by the website owner are called "first party cookies"
- Cookies set by parties other than the website owner are called "third party cookies"
- Third party cookies enable third party features or functionality to be provided on the website
- Cookies can remain on your device for different periods of time
- Session cookies are deleted when you close your browser
- Persistent cookies remain on your device after you close your browser
2. Why Do We Use Cookies?
We use first-party and third-party cookies for several reasons. Some cookies are required for technical reasons for our website to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies enable us to track and target the interests of our users to enhance the experience on our website.
- To authenticate users and prevent fraudulent use of user accounts
- To remember your preferences and settings
- To analyze how our website is performing
- To deliver targeted advertisements relevant to your interests
- To understand how visitors interact with our content
- To improve the overall user experience
3. Types of Cookies We Use
| Cookie Type | Purpose | Duration |
|---|---|---|
| Essential Cookies | These cookies are necessary for the website to function and cannot be switched off. They are usually only set in response to actions made by you such as setting your privacy preferences, logging in, or filling in forms. | Session or up to 1 year |
| Analytical/Performance Cookies | These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site. | Up to 2 years |
| Functionality Cookies | These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages. | Up to 1 year |
| Targeting Cookies | These cookies may be set through our site by our advertising partners. They may be used to build a profile of your interests and show you relevant advertisements on other sites. | Up to 1 year |
| Social Media Cookies | These cookies are set by a range of social media services that we have added to the site to enable you to share our content with your friends and networks. | Up to 90 days |
| Security Cookies | We use security cookies to authenticate users, prevent fraudulent use of login credentials, and protect user data from unauthorized parties. | Session only |
4. How Can You Control Cookies?
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by:
- Using the cookie consent banner that appears when you first visit our website
- Changing your browser settings to refuse cookies (though this may impact website functionality)
- Using opt-out links for specific third-party cookies
- Visiting the Digital Advertising Alliance of Canada's opt-out page
- Using privacy-focused browser extensions
- Regularly clearing cookies from your browser
5. Specific Cookies We Use
Here is a list of some specific cookies we use and why we use them:
- session_id: Essential for keeping you logged in during your browsing session
- user_preferences: Stores your language, theme, and other interface preferences
- csrf_token: Security cookie that protects against cross-site request forgery attacks
- tracking_consent: Remembers your cookie preferences
- _ga: Google Analytics cookie used to distinguish users
- _gid: Google Analytics cookie used to distinguish users
- _gat: Google Analytics cookie used to throttle request rate
6. Other Tracking Technologies
In addition to cookies, we may use other similar technologies:
- Web beacons: Tiny graphics with a unique identifier that are used to track user movements
- Local storage: HTML5 local storage to store information on your device
- Session storage: Similar to local storage but limited to a single session
- Pixels: Small code snippets that allow us to measure conversions and track activity
- Fingerprinting: Collection of information about your device to identify it
- SDKs